There are a lot of different ways to make money if you’re willing to do side gigs, move some money, download a few apps, or even launch a startup. Having extra money can help relieve the burden of living paycheck to paycheck, let you save for your dream vacation, retire earlier, or even help pay down some debt. Here are a few ideas for anyone that wants to make some extra cash that has either a few minutes or several hours to spare outside of their full-time job.
Save Your Spare Change
If you sign up with Acorns, you can round up to the nearest dollar each time you use your card. As that change adds up, you can set up one-time or recurring investments. This is really helpful for anyone that has put off having an investment strategy.
You can also earn cashback on shopping you do every day as well as rewards from family and friends that you refer. Plus, Acorns gives you $5 just to sign up.
Use Apps to Help You Save Money
Down the Dosh app and you will get cashback on things that you do each day. Just shop at a Dosh partner location and use the card that is connected to your account to get cash deposited right into your Dosh Wallet.
You don’t have to worry about scanning receipts, promo codes, or coupons. All you need to do is shop. Plus, when you download the app you get $8 for everyone that you refer. You can also easily cash-out by transferring earnings to Paypal, your bank account, or to your favorite charity.
Another app that helps you save money is Trim. This app will go through your bills and look for ways to save money. By connecting to your account through bank-level security, Trim can analyze your subscriptions and spending and point out different ways you can save money. Not only can it cancel subscriptions you don’t want, but it can also negotiate your bills to get you better rates on car insurance. And, it is totally free.
Change Up Your Savings
I think most people can agree it would be nice to earn more interest on savings they already have. An easy way to do this is to do a little research and move your account to a bank that will give you a better interest rate. One bank that has an interest rate that is five times higher than the national rate is Discover Bank which typically offers a 2.00% APY. It may not seem like a lot, but the little bits here and there do start to add up.
You can also automate your savings to help make sure you stick to a savings plan, since it is hard to always remember to transfer your funds into your savings account from your checking account. Rize will help you automatically save and take the pain of transferring money out of the process. All you need to do is set a date and a savings goal and Rize will take care of the details. And, if your checking account goes under a specific amount, Rize will let you know and place a hold on your savings, so you never have to be concerned with an overdraft.
Use Your Car or Belongings to Make Money
By now, everyone probably has heard of Uber or Lyft and lots of people are making extra money by driving people around. If you are open to a creative way to make money, driving people around is a really good use of your time. This is especially true for those that live in tourist areas and college towns.
Drivers can make around $200 for by driving for Uber in just a few hours. Lyft is also another way to make some extra money, plus they offer a $300 bonus after your first 100 rides. Anyone that has evening and weekend availability, you can easily rack up 100 rides in just a couple of weeks.
Another way to make money with your car is to rent it. Like Airbnb allows you to rent out your home, Turo lets you rent out your car. This way you don’t have to drive them around, they just rent your car to get where they need to go. Turo allows you to set your own rates and gives you $1 million in liability insurance coverage.
While we are on the subject of renting, you can earn passive income off of your other belongings as well. DSLR is the Airbnb for your closet. You can rent out scooters, bikes, and cameras, even your sound system. You also don’t have to worry about your stuff since DSLR includes comprehensive insurance that covers anything you list. Plus, you get $25 when you sign up and an additional $25 for anyone that you refer that completes the rental process successfully.
Help Search Engines Improve
Everybody searches the internet several times a day, so it’s great when you can get paid to do what you would normally do anyway. One company, Leapforce, uses people that want to work from home as Search Engine Evaluators to do research and evaluate their search engine results. They provide feedback on how useful and relevant the web page results are in comparison to what their search query is.
Google also has a Screenwise app that will give you free money just for letting them know everything you do each day on the internet. This information helps them to gain information to help the market and improve the advertising program functionality to target users just like you.
Now, we’re not talking about teaching college online, so you don’t have to worry about having an advanced degree. Lots of people have expertise in a certain topic that they could easily tutor someone on. There are plenty of online tutor programs like Studypool and TutorMe that can help you make some extra money tutoring student in a range of subjects.
You can also teach English to kids in other countries. Companies like VIPKid match you with students that want to learn English. VIPKid takes care of grading and your lesson plans, so all you need is the ability to guide a class online and a little patience as you help eager students from around the world learn.